Get Started


Home | How it Works | Questions | Apply Now
Privacy Policy | Rates & Fees | Contact Us


Secure Site
Reliable Payday Loans
vertical line

Reliable Payday Loans

Reliable Payday Loans understands that financial issues often arise without warning, which is why we've made it quick and secure to apply for an online payday loan. A payday loan will allow to get the cash you need quickly and safely. Get results in minutes with our secure online application.

Once approved, your cash is quickly and securely deposited into your checking account so you can attend to your financial responsibilities.

If you cannot wait until your next payday to take care of your urgent financial needs, then you need to apply for our short-term payday loan today.

Apply today

What is a Payday Loan

Payday loans (also commonly referred to as cash advances, payday advances, payday advance loans and fast cash loans) are unsecured short-term loans created to allow borrowers the ability to cover expenses until his or her next payday. Payday loans are usually approve for the amounts of $100 - $1000.

Our network of lenders provide payday loans quickly to qualified borrowers, borrowers are never hit with hidden charges or interest rates; all rates and fees are clearly stated in the amount the borrower agrees to repay.

When used responsibly and as intended, a payday loan works as a good alternative to late fees, credit card debt, and damaged credit scores. For short-term cash crunches, a payday loan can be a smart solution.

How Payday Loan Works

Reliable Payday Loans provides an online application so you can conveniently apply from your home or work computer without having to wait in line or fax over documents that might compromise your personal information.

In order to be approved for a payday loan, you must meet the following criteria:

cash advances Be 18 years of age or older
Be a US Citizen
online cash loan Have a valid checking or savings account with direct deposit
online payday advance Be currently employed or receive regular income
cash loan Make at least $800 per month

Fill out our online loan application now and you can get your fast cash loan today and have the funds deposited to you as little as 24 business hours without ever leaving the comfort of your home or office.

Apply Now!

Disclosure Policy

Representative APR Range - Reliable Payday Loans is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender.

Many states have laws limiting the APR that the lender can charge you. APRs vary from 390% to 1960%. Loans from a state which has no limiting laws, or loans from a bank not governed by state laws may have an even higher APR. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

Implications of Non-Payment and other Considerations - Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that lenders must follow when assessing fees for late payments.

Implications of Non-Payment, Late Payment or Partial Payment - When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may apply in the event that you are unable to repay your loan in full or if you make a late payment. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender.

Credit Implications - Reliable Payday Loans does not make credit decisions nor does conduct a credit inquiry on consumers. Some lenders on the network may conduct a non-traditional credit check in order to determine your eligibility for a loan. Lenders typically do not conduct a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax.

Renewal Policy - Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Cash Advance loans are intended to be a short term financial instrument.

Collection Practices - Reliable Payday Loans is not a lender and does not engage in debt collection practices. Your lenders’ collection practices will be disclosed to you in the loan documents. If you are unsure of the collection practices used by a specific lender we recommend that you discuss this issue with your lender directly.

Apply for a Payday Loan Now!

Home | How it Works  | About Us | Questions | Privacy Policy |Apply Now  | Contact Us
© 2011
Payday Loans | Cash Advances | Payday Advances | Fast Cash Advances | Short-Term Cash Loans | Advance Payday Loan | Cash Loan | Cash Payday Loan
Fast Cash Loan| Faxless Payday Advance | Online Cash Advance | Online Payday Advance | Payday Cash Advance | Payday Cash Loan | Online Payday Loan Facts
Cash Advance & Payday Loan Glossary | Resources

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash loan. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash loan based upon lender requirements.

**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.

© 2011-2013 Reliable Payday Loans All rights reserved. 6320 Capital Blvd. Suite 61211 Raleigh, NC 27616